Small Balance Commercial Loans

Bank Rates | Flexible Terms

Purchase or Refinance Commercial Property at Bank Competitive Rates Without the Bank Borrowing Hassles

Lending Parameters

  Loan Size

  Maximum Loan to Value (LTV)

  Term Length


  Minimum Credit Score

Rate Determining Factors

Eligible Property Types

Lending Areas

Prepay Premium

  $500,000 – $10,000,000

  Up To 75%

  5, 7 or 10 Year

  25 Year Amortizing Balloon (30 Years for Multifamily)


LTV, DSCR, Debt Yield, Property Type, Location, Credit Score, Loan Purpose, Net Worth & Liquidity

Multifamily, Mixed Use, Office, Light Industrial, Warehouse, Self Storage, Commercial Condo, Mobile Home Parks & More


3-5 Year Declining, Locked at Half of Term Length (Alternate Options are Available)

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Contact Us


(949) 538-2460



26901 Camino De Estrella, Suite C,  Dana Point, CA 92624

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